One thing you should do to improve your personal finance is saving money. By saving money, you can build an emergency fund so that you will have something to rely on when unexpected things happen. By saving money, you can also start to invest and thereby build your wealth in the long term.
But how can [...]
The current job market isn’t good. There are many people who are looking for job these days but can’t get one. This means that it becomes more competitive than ever to land a good job, a job that you want. This also means that you can’t stay where you are and hope that you can [...]
In my previous post I wrote about how credit cards make it much easier for people to spend more than what they earn. Does that mean that credit card is evil?
Well, I’d say that the answer is no. After all, there are many good things you can good out of your credit cards. First, you [...]
In this post, I’d like to talk about a basic rule in finance in general and, more specifically, personal finance. The rule is that you should spend less than what you earn.
This rule might sound simple, but it isn’t easy to do. In fact, so many people fail to do this simple rule and [...]